Building a better financial future
Ticket to Work Program
If you are 18 through 64 and receive Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) benefits, then you qualify for the free Ticket to Work program to help you with career development and opportunities for Employment! The Ticket to Work Program provides most people receiving Social Security benefits (beneficiaries) more choices for receiving employment services.
Rhode Island Employment Networks (EN)
Providers in every state that offer specialized services such as career counseling, vocational rehabilitation, and job placement and training. Under this program, the Social Security Administration (SSA) issues "Tickets to Work" to eligible beneficiaries who, in turn, may choose to assign those tickets to an Employment Network (EN) of their choice to obtain employment services, vocational rehabilitation services, or other support services necessary to achieve a vocational (work) goal. The EN, if they accept the ticket, will coordinate and provide appropriate services to help the beneficiary find and maintain employment.
FREE Work Incentives Webinars
WISE are community events held by local organizations for beneficiaries to learn about the Ticket to Work Program and available Work Incentives through accessible, informal, learning opportunities. You can also attend a national online webinar. If you are interested in learning about the Ticket to Work Program or Work Incentives, you can attend a free Work Incentive Seminar Event (WISE).
Michael Morris, Executive Director, National
Disability Institute estimates that 40% of working age people with disabilities live in poverty.
"A dependence on public benefits for income, health care, food and housing, becomes a trap that requires people to stay poor to stay eligible. Whether it's access to quality education, effective transition from school to work, a need for housing, technology or long term supports, we know that enduring poverty and the lack of economic empowerment diminishes choice and quality of life and the meaning of freedom, opportunity and self determination," he told those attending a recent conference sponsored by RIDDC and its network partners the Sherlock Center on Disabilities and the Disability Law Center.
He said that while the goals sound lofty and the research is thin, the basic premise is that people who are poor - with or without disabilities - have a right to be part of the financial mainstream and have proven, when given access to services that work, that they can budget, plan, save, and be just as responsible as middle income America in managing their finances.
The National Disability Institute's Washington Insider is a monthly newsletter highlighting key federal policy news related to key NDI priority areas. The Washington Insider will track legislative and policy initiatives in the areas of taxation, asset building, and economic development that specifically impact people with disabilities and are gaining momentum in Washington. Sign up to recieve the Washington Insider via email each month.
Despite being generally a marginalized population, Morris said that there are things that people with disabilities and their families can do to control income and assets so they can have more choices about where they live with whom they live and what they do in their spare time.
Some of these strategies include:
- Asset Development...This includes strategies to assist people with disabilities to develop and control their income and assets to be more self-sufficient.
- Accessing Financial Planning Services (credit, debt and investment counseling and education)
- Developing Relationships with Local Banking Institutions and Opening a Savings and Checking Account
- FDIC's FREE MONEY SMART Program curriculum and materials helps people to learn the basics of handling their money and finances, including how to create positive relationships with financial institutions.
- Utilizing Tax Credits (Earned Income Tax Credit EITC)
- Utilizing Free Tax Preparation Assistance
- Matched Savings Opportunities (Individualized Development Accounts IDA)
- Utilizing Work Incentives Plan for Achieving Self Support (PASS) and IWRE
- Work Incentives and Planning Assistance (WIPA) Resources from ORS
- Securing Employment (part time or full time jobs)
- Business Ownership (Self-Employment or Microenterprise Development)
- Small Business and Self Employment.
- Start a Business
The process of starting a business involves complying with a number of laws and regulations - from writing a business plan to setting up a location. Here you will find guidance to help you successfully and legally start and run your business. - Home Based Businesses
- What do Apple Computer, Hershey Chocolate, Mary Kay
Cosmetics and the FordMotor Company have in common? They all started out
as home based
businesses. Find resources that will help you learn more about working
out of your house, starting a home-based business and managing your
business. - DDC Self Employment Collaborative Project
- Start a Business
- Opening Business Accounts
- Life Insurance and Special Needs Trusts
- Levering Money for Long Term Investments
- Entrepreneurship Frequently Asked Questions. Find information, resources and answers to the most common questions the Job Accommodation Network receives about entrepreneurship for people with disabilities. Includes information about the differences between self-employment, a small business, entrepreneurship and a microenterprise.
The Developmental Disabilities Council is currently involved in a variety of initiatives in the area of Asset Development that have been and will be implemented in 2009, 2010 and 2011. For more information contact Sue Babin at 737-1238 or Email her
Employment Resources
Included below
is some general information and Guides from RI and other
states/countries relating to employment resources in RI
for both young adults, adults with disabilities and other
interested persons.
- Getting The Most From Supported Employment Services... This directory was developed to provide a listing of the supported employment service providers in Rhode Island and to offer you some things that will help you become employed.
- RI Transition Resource Directory...Compiled to aid students, parents and teachers as they explore options and resources for students who are in transition from school to adult life.
- Employment Resources And Planning Guide For Students With Disabilities....Provides information on Career Planning to help you make choices to find a job/career to match your skills and interests.
- Employment Supports From The Division Of Developmental Disabilities (DDD)...This is a 2-page flow chart that lists the process to to access Employment Supports from the RI Division of Developmental Disabilities (DDD).
- Health And Safety For People With Disabilities And Employers.... This Guide from Canada is about health and safety at work for people with disabilities and people who work with them. It shows how employers and workers with disabilities can work together to make everyone safer.
- Learn And Earn Tips For Teens... This fact sheet from Seattle WA provides information to high school students on how they can make themselves more attractive to a future employer by getting involved in Work-Based Learning to focus career interests and to develop job skills.
- RI Global Waiver Taskforce Employment Workgroup RecommendationsThis Paper is the culmination of the work performed and the 2009 recommendations of individuals participating on the RI Global Waiver Task Force Employment Workgroup
Self Employment
Until recently, self-employment was viewed as an employment goal only for people with disabilities who had a business background and/or were thought capable of designing and implementing a business plan. For many individuals, particularly those who had cognitive disabilities, self-employment was not viewed as an attainable goal. Not So. Check out
START-UP
/ USA. It provides technical assistance and disseminates resources nationally to individuals interested in pursuing self-employment. This includes the live web cast series with successful entrepreneurs who share their secrets for success.
JAN Entrepreneurship Resources for Starting Your Own
Business
JAN consultants handle each inquiry on a case-by-case
basis offering self-employment and small business development
expertise and referrals regarding business planning,
financing strategies, marketing research, disability-specific
programs, income supports and benefits planning, e-commerce,
independent contracting, home-based business options,
and small business initiatives for people with disabilities.
Resource materials are available through various links
listed within this website.
The Able Act
Can Congress Help? Maybe. Here's what Rhode Island's Rep.
Jim Langeivn had to say at the recently held Asset Development
Conference sponsored by the Rhode Island Developmental
Disabilities Network.







